Kåpan Tjänste - Born after 1988
Your employer pays money equivalent to 2 percent of your salary up to 40 250 SEK a month into your occupational pension. If your salary is higher, your employer pays in an additional 10 percent of your salary from 40 251 SEK and up.
Example: This is how much your employer pays
Paulo's monthly salary is 41 000 SEK. His employer pays money equivalent to 2 percent of his salary up to 40 250 SEK and an additonal 10 percent of his salary from 40 251 SEK to 41 000 kronor (= 749 SEK).
40 250 * 0,02 = 805 SEK
749 * 0,10 = 75 SEK
Total: Paulo's employer pays 805 + 75 = 880 SEK monthly to his Kåpan Tjänste.
The amount of 40 250 SEK is the sum of 7,5 income price base amount (divided by 12), which is what the calculation is based on.
Your money is managed by Kåpan Pensioner
The money that your employer pays is placed in a traditional insurance called Kåpan Tjänste with a guranteed interest, managed by Kåpan Pensioner. The insurance is by default without a repayment cover. You can if you wish, choose to add repayment cover. To change repayment cover contact Kåpan Pensioner.
If your employment ends
If your employment within the government sector ends, your employer stops paying pension into Kåpan Tjänste for you. Kåpan Pensioner will continue to manage the money until you retire and start to withdraw the pension.
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