Kåpan Tjänste - Born before 1988

Your employer pays money equivalent to 2 percent of your salary into Kåpan Tjänste each month.

Example - this is how much money your employer pays

Paulo earns 41 000 SEK per month. His employer pays the equivalent of 2 percent to Kåpan Tjänste.

 41 000 * 0,02 =  820 SEK

Total: Paulo's employer pays 820 SEK a month into Kåpan Tjänste.

Your money is managed by Kåpan Pensioner

The money that your employer pays is placed in a traditional insurance called Kåpan Tjänste with a guranteed interest, managed by Kåpan Pensioner. The insurance is by default without a repayment cover. You can if you wish, choose to add repayment cover. To change repayment cover contact Kåpan Pensioner.

Read more about Kåpan Tjänste on Kåpan Pensioner´s website

If your employment ends

If your employment within the government sector ends, your employer stops paying pension into Kåpan Tjänste for you. Kåpan Pensioner will continue to manage the money until you retire and start to withdraw the pension.

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