How you apply
Your occupational pension consists of three parts. Some of the parts you must apply for, and some are given to you automatically.
The selectable part
Your money may be with different underwriters. You will apply for this part with the insurance company you selected. For most people, their money is in traditional insurance with Kåpan Pensions.
If you have not made a choice, your money will be managed by Kåpan Pensioner
If you have not made an active choice regarding who manages your individual retirement pension, your money will be managed by Kåpan Pensioner in the form of traditional life insurance. The pension is automatically paid out, starting with the month you turn 65.
Whether or not you need to apply depends on the age when you want to take out your money and for how long a period.
Defined benefit retirement pension
How you apply depends on whether or not you still have government employment.
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